Rediscovering real banking for all logo
young couple drinking coffee

We are South West Mutual......


We aim to be the Only cooperative High Street bank who is focused solely on the South West. 

We will exist to help the people of the South West live meaningful lives, to get the most out of the place that they love hyphen and put the most back in to support the local economy. Our customers will also be our members hyphen meaning local people get a vote and a voice in everything that we do. 

By building real relationships, focusing on helping individuals, families, SME’s and social enterprises to thrive, committing to branches and mirroring that experience through mobile and online technology. We aim to ‘Rediscover Real Banking For All’. 

I'm through all our work, we understand our role in promoting sustainable practices, helping the area transition to a carbon neutral economy. 

We aim to be your dedicated West Country bank.

We are South West Mutual. /  South West Mutual on ni 

Why a mutual bank?

Our Executive Director Tony Greenham, explains why a mutual bank is right for the South West region. 

Supporting regional prosperity

Smaller regional businesses and social, community and charitable enterprises are often at the bottom of the to-do list at large national banks.

These enterprises are the backbone of the economy, and the focus of our attention. From high street heroes to digital innovators, we want to be the bank of choice for local businesses.

Whether in the branch, at the beach, or in the boardroom, we are passionate about the South West, and our purpose is to support inclusive and sustainable prosperity across the region a community bank for the South West of England.

Fisherman netting fish

Everyday banking

South West Mutual debit card

We are seeking regulatory approval to offer the following products and services:  

  • Current accounts - with advanced money management and multi-channel access through mobile banking, web and branches. Available for personal and business customers - we aim to bring bank accounts to more people. 

  • Savings accounts - including ISAs, to help you save for the future, your family's future or just for that rainy day fund.

  • Loans - including overdrafts for personal and business customers.

  • Mortgages - helping local people to buy their own homes, or making their existing homes more efficient supporting our focus on the environment. 

  • People & Branches - we believe that branch managers who know their communities well, make the best lending decisions. We are committed to providing branch facilities, so that you can choose how you want to bank.We know the importance a branch plays in our communities across the region. 


Disclaimer: We intend to apply for a banking licence to the Prudential Regulation Authority and Financial Conduct Authority. We are not yet authorised as a bank so please do not take any information on this website as an invitation or inducement to apply to South West Mutual for any banking services or products.